Washington University stopped taking money from Bank of America whenever the bank sold a special credit card to students here, just three months after universities had to start disclosing credit card agreements under a new law.

Owning at least one credit card has become the norm on college campuses. Nevertheless, credit card ignorance continues to exist at universities throughout the nation.

Most people would say that the Democrats are taking America down a better road, but they should realize that much of the economic change occurred due to individual transformations. The DOW may be over 9000 (yes, “IT’S OVER 9000!!!”, DBZ fans), but much of the slow revival of the economy is due to people realizing [...]

I recently saw a TV commercial that triggered a long-forgotten memory. While shopping with my parents, my mom saw a coat, on sale, that she wanted. It was a little pricey, and she didn’t have the money for it at the time. Instead of hoping that it would go on sale again sometime in the future, my mom brought the coat to the counter and put it on layaway. It’s that old-fashioned system, where you can put a down payment on an item and come back later to gradually pay it off. Apparently Kmart has decided to reinstate the policy.